The Bilt Mastercard lets you earn points when paying rent with 0 fees even if your apartment does not accept credit cards. On top of that, the card also has no annual fee. Although the card doesn’t have any sign up bonus, there are many benefits to having the card that are outlined below. (If you want to hit a sign up bonus while paying rent checkout our Plastiq Guide).

The Bilt mastercard gives

• 5x on Lyft
• 3x on dining
• 2x on travel
• 1x on rent (up to 100,000 per year)
• 1x on everything else

The card also often has additional bonuses and ways to earn points such as Rent Day trivia challenges.

Some additional benefits when using the card are

• Primary auto collision damage waiver (this is a great benefit for a $0 fee card)
• Cell phone protection
• Trip cancellation protection

On top of this, you can earn interest on the points in your account which can give a nice bump in points and battle inflation.

And finally, Bilt has numerous transfer partners and even a trip search engine for transfer partners which is super handy for finding redemptions. You don’t even need the card, just the app, to use this search.

Transfer partners include:

• Airlines: Emirates, American, British Airways, Cathay Pacific, Hawaiian, Iberia, Turkish Airlines, Flying Blue, Aeroplan, Aerclub, Virgin Atlantic, and United
• Hotels: Marriott, IHG, Hyatt

If you’re interested in the card and want to support the blog you can sign up with my referral.