Highlights
- Massive bonus potential (one of the highest bonuses of any card)
- Lounge access
- Expansive list of credits and benefits
Overview
The Platinum Card has a steep fee of $695 per year, but the massive sign up bonus and plethora of bonuses can provide much more than that in value. The highest bonus for this card has been 150,000 Membership Rewards (MR) points + $200 statement credit. In general any 125,000-150,000 bonus is a pretty good offer worth around $2,000-$3,000 in travel when transferred to partners. The card also gives access to Centurion lounges, Delta lounges (when flying Delta), and Priority Pass lounges which have unlimited drinks and buffet style food. The Centurion lounges have particularly good food and if you frequently fly out of an airport with a Centurion lounge this can be an amazing benefit. The Platinum Card has a massive amount of benefits which we will break down and provide a value calculator for below. If you are interested in the card and want to support the blog here is my referral.
Details
- Earn 80,000 – 150,000 MR after spending $8,000 in the first 6 months of card membership
- $695 annual fee
- 5x on flights booked directly through an airline or through Amex travel (pretty much the only good spend category)
- 5x on prepaid hotels booked through Amex travel
- 1x on other purchases
- Lounge access
- Only for the cardholder for Centurion and Delta lounges
- Can bring 2 guest to Priority Pass lounges (note: Priority Pass restaurants are not included with Amex Priority Pass)
- $200 airline fee credit
- This credit is meant for incidentals like baggage, but check out this post on how to use them for flights
- $200 hotel credit
- Must be hotel from Fine Hotels Resorts (expensive) or 2 nights from the Hotel Collection
- $240 digital entertainment credit
- $20 each month for Disney+, Disney Bundle, ESPN+, Hulu, NYT, Peacock, SiriusXM, and WSJ. Useful if you already pay for some of these
- $155 Walmart+ credit
- $200 Uber cash
- $15 per month + $20 in December
- $50 Saks every 6 months
- Can get a physical gift card at a Saks store to get better use from the credit
- $300 Equinox credits
- $189 CLEAR credits
- Global Entry or TSA PreCheck credit
- Marriott Gold Status
- Hilton Gold Status
- Unlocks food credits or continental breakfast and 80% points earning bonus which are both quite nice
- Car Rental Insurance
- Trip Cancellation/Interruption Insurance
